A narrative of how short-term medical health insurance may have helped one household
Final yr I obtained a telephone name from a New York hospital. A workers employee requested us for an insurance coverage plan that may cowl one among their sufferers, a younger lady with breast most cancers. She and her household have been elevating monetary help as a way to go to Cambodia, and had deliberate to get medical health insurance as soon as they left the US. Sadly, they’d no insurance coverage throughout this profession transition.
After all insurance coverage corporations is not going to cowl such pre-existing circumstances. This household may have been spared an enormous medical invoice if they’d recognized of short-term plans that present good protection within the States. They may have been insured for as much as 12 months throughout their transition from America to Cambodia.
Medical health insurance is obtainable for folks in transition who don’t have any medical health insurance. These plans work effectively for:
- Missionaries who’re elevating help
- People transitioning between jobs
- Faculty college students or current graduates
- People on the lookout for an inexpensive substitute for COBRA
- New staff ready for his or her protection to start
- People not but eligible for Medicare protection
How do the plans work?Advantages and restrictions fluctuate in accordance with the insurance policies, however usually right here is how they work. To begin with, notice that these quick time period plans are legitimate for folks 15 days outdated as much as 64 years of age.
- One month to 12 months protection
- The usage of any medical facility in the US
- Premiums may be paid month-to-month
- Coverage may be cancelled anytime
- Should have a social safety quantity or passport
These plans is not going to cowl pre-existing circumstances, however keep in mind that they’re just for a brief period of time. It’s higher to have protection for many issues reasonably than no protection.To be taught extra about these plans go to Cambodia-Plans
The applying course of is straightforward, and the medical health insurance may be very cost-effective.
Jeff Gulleson is the President of Good Neighbor Insurance coverage that represents 10 worldwide medical health insurance corporations and gives worldwide well being and journey insurance coverage for each nation on this planet. E mail us to get a medical health insurance quote.